About iFinance









What We Do

About us: iFinance's small ticket (average $4,500) consumer loans are available through more than 10,000 merchants across Canada that offer our products to consumers. We do not have an expensive branch network to maintain, and can therefore pass along the savings to our valued customers - those customers include our investors, lenders and borrowers. Our rates are competitive, and our credit adjudication is thorough. We consider not what someone is borrowing money for, but the urgency of the need and their ability to repay a loan.

Why clients use us: Unlike a traditional bank, the strength of the profile of the borrower, rather than the asset, is considered when lending money, and we speak with the consumers rather than vet them through an on-line only application form. It is a simple practice - small loan amounts, thorough credit checks and borrower profiling that is derived from over 20 years of lending in the consumer market. We know our customers and we diversify our risk as well as our lending rates (stronger borrowers pay lower rates).

Our programs: iFinance's financing programs ensure that you don't delay your treatment or purchase due to cost concerns by offering you a variety of financing terms.

With iFinance Canada you get the best benefits:

  • High approval rate
  • Competitive interest rates
  • Quick, confidential process
  • Low monthly payments
  • No prepayments penalty

Get started today!

For customers

Apply for financing

For merchants

Offer financing


We are open 7 days a week. If you have questions or inquiries please call or fill out the form below and a Customer Service Representative will contact you. See our contact page for other ways to get in touch with us.

Our Financing Programs

To learn more about iFinance and our consumer lending products, click on one of the links below, or contact us at .

iFinance Tech logo

Are you planning a major purchase or something simpler? Let iFinance Tech help you finance your next purchase with easy monthly payments.

Apply online Download PDF form

Canada's medical procedure finance company. iFinance Medical offers a simple and affordable way to finance your medical or health care and allows you to acquire the care you desire.

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Canada's veterinary finance company. Pet emergencies, boarding, grooming or even purchasing a pet, loved by veterinarians and pet owners for over two decades, iFinance Pet is here to help with your veterinary purchase.

Apply online Download PDF form

iFinance Dental: Canada's consumer finance Company for dental procedures - we finance everything from implants and cosmetic dentistry to orthodontics.

Apply online Download PDF form