What We Do

About us: iFinance's small ticket (average $4,500) consumer loans are available through more than 10,000 merchants across Canada that offer our products to consumers. We do not have an expensive branch network to maintain, and can therefore pass along the savings to our valued customers - those customers include our investors, lenders and borrowers. Our rates are competitive, and our credit adjudication is thorough. We consider not what someone is borrowing money for, but the urgency of the need and their ability to repay a loan.

Why clients use us: Unlike a traditional bank, the strength of the profile of the borrower, rather than the asset, is considered when lending money, and we speak with the consumers rather than vet them through an on-line only application form. It is a simple practice - small loan amounts, thorough credit checks and borrower profiling that is derived from over 20 years of lending in the consumer market. We know our customers and we diversify our risk as well as our lending rates (stronger borrowers pay lower rates).

Our programs: iFinance's financing programs ensure that you don't delay your treatment or purchase due to cost concerns by offering you a variety of financing terms.

With iFinance Canada you get the best benefits:

• High approval rate
• Competitive interest rates
• Quick, confidential process
• Low monthly payments
• No prepayments penalty