About iFinance Canada









What We Do

About us: iFinance Canada's small ticket (average $4,500) consumer loans are available through more than 10,000 Service Providers across Canada that offer our products to consumers. We do not have an expensive branch network to maintain, and can therefore pass along the savings to our valued customers - those customers include our investors, lenders and borrowers. Our rates are competitive, and our credit adjudication is thorough. We consider not what someone is borrowing money for, but the urgency of the need and their ability to repay a loan.

Why clients use us: Unlike a traditional bank, the strength of the profile of the borrower, rather than the asset, is considered when lending money and, unlike traditional banks, we speak with the consumers rather than vet them through an on-line only application form. It is a simple practice - small loan amounts, thorough credit checks and borrower profiling that is derived from over 20 years of lending in the consumer market. We know our customers and we diversify our risk as well as our lending rates (stronger borrowers pay lower rates).

Our programs: iFinance Canada's financing programs ensure that you don't delay your treatment or purchase due to cost concerns by offering you a variety of financing terms.

With iFinance Canada you get the best benefits:

  • High approval rate
  • Competitive interest rates
  • Quick, confidential process
  • Low monthly payments
  • No prepayment penalty


We are open 7 days a week. If you have questions or inquiries please call or see our contact page for other ways to get in touch with us.

Get started today!

For customers

Apply for financing

For service providers

Register as a provider

Our Brands

To learn more about iFinance Canada and our consumer lending products, click on one of the links below, or contact us at .

Medicard logo

iFinance Medicard offers a simple and affordable way to finance your medical care and allows you to acquire the care you desire.

Apply online Download PDF form
Petcard logo

For pet emergencies, boarding, grooming and even wellness plans, iFinance Petcard is there when you need it for your pets!

Apply online Download PDF form
Dentalcard logo

iFinance Dentalcard is our dental division and covers everything from implants and cosmetic dentistry to orthodontics.

Apply online Download PDF form
iFinance Home Improvement logo

Let us help you finance your home improvement projects with an unsecured home improvement loan. Our custom loans are tailored to your needs.

Apply online Download PDF form
iFinance Tech logo

Are you planning a major purchase or something simpler? Let iFinance Tech help you finance your next purchase.

Apply online Download PDF form